Our Small Business Loans Work Fast and Easy

1. Application It all starts with a simple one-page Online Application.
2. Qualification A customer service representative will contact you for additional information and/or paperwork to complete the small business loan qualification process.
3. Disbursement Upon approval, the money is electronically transferred into your business account.
4. Repayment Payments are made through your card processor or deducted from your bank account – depending on the option you choose when the small business loan is made.

Processor Powered Payment Plan
Get the money you need today and make automatic loan payments through your card processor. Each day you batch or download your credit and debit card terminal, your processor forwards the fixed percentage we have agreed upon to iMerchant Advance. It’s that easy.

Many businesses told us that they didn’t want to be locked into a fixed, daily payment amount. Sounded logical, so, with the Processor Powered Payment Plan, iMerchant Advance allows daily loan payment amounts to ebb and flow with your card sales.^*

Weekday Fixed Payment Plan
With iMerchant Advance you not only get cash fast, you also can choose to make fixed payments each weekday, automatically withdrawn from your bank account until the loan is repaid. You know exactly how much you will pay each weekday without having to write one big check at the end of the month so it’s simple, dependable, and manageable

• Have you accepted Credit Card transactions for at least 4 months?

• Is your monthly credit card volume at least $5000?

• Are all prior bankruptcies resolved for at least one year?

We know how important cash flow is to your business, when you need capital to run your business quickly we pull out all the stops. We purchase a set dollar amount of your future Credit Card sales at a discount; in exchange we pay you cash today. Then, through an automated process, we seamlessly collect the agreed upon amount by taking a small percentage from each Credit Card transaction. We support the success of your business – we only get paid when you get paid.

Apply now to unlock your business’s real potential.

The problem with banks is that oftentimes, banks or traditional financial institutions can be one dimensional in their product offerings, but with iMerchant Advance you will find a family of financial solutions structured around your individual business needs. iMerchant Advance prides itself on its flexibility to meet your financing needs. Our goal is to get working capital in the hands of businesses quickly and efficiently. Our financing program has become an important alternative to traditional bank lending as a source for short term funds.

Learn what thousands of other retailers already know; iMerchant Advance is a premier provider of merchant cash advances nationwide. Complete the attached form and today you can have your approval!

The illustration shows a business receiving a $20,000 Las Vegas small business loan and iMerchant Advance retrieving $25,000 for full payment of the obligation in 12 months.

With the Weekday Fixed payment Plan, the business makes fixed payments each weekday, automatically withdrawn from their bank account until the loan is repaid.

With the processor Powered payment plan when the business batches or downloads their card terminal, their processor forwards the fixed percentage agreed upon to iMerchant Advance.

*Dollar amounts and percentages are for illustration purposes only. Actual dollar amounts and percentages vary by contract.

**Example assumes 30 batches per month. Actual experience may vary.

Need Additional Payment Options?

Even the best run businesses occasionally experience slower sales periods when cash gets tight. Part of the new logic is to know how small businesses function. So, what happens if the amount you send to iMerchant Advance falls short of the total monthly payment due in a given month? iMerchant Advance offers options there, too.

If iMerchant Advance receives at least 80% of the scheduled payments you can either take no action – or you can make a “Catch-Up” Payment for the shortfall. In either case, iMerchant Advance continues receiving the processor payments or deducting the weekday payment amount from your bank account until the small business loan is paid in full^*.

Makes sense for your business, makes sense to us – it’s a new way of thinking about small business credit – it’s IMerchnat Advance: Small Business Big Ideas

Call (619) 591-8010 to get the capital you need! Apply Online