(619) 591-8010 
Business Financing and Loans
Fast and Easy – No Loans, No Banks, No Collateral
1. Give us a call at 619-591-8010
2. Fax your four most recent Credit Card statements to 619-312-4303 or
email it to: newaccounts@imerchantadvance.com
3. We’ll send you an approval notice within 24 hours. Or submit your request for quote by filling out the form: [...]
Small Business Loans
Every small business needs financing at some time, but does your bank look at the big picture
when they evaluate your small business loan application, not just your financials?[.....]
Non-Traditional Business Loans
iMerchant Advance looks at small business differently. Traditional – ‘old logic’ –
finance companies and banks rely extensively on owners’ personal credit score and personal collateral. [.....]
Business Cash Advance
When you need capital to run your business, iMerchant Advance is your business cash advance source and alternative solution for quick access to cash. We purchase a set dollar amount of your future Credit Card sales at a discount; in exchange, we pay you cash today [........]
Medical Business Financing
With our Medical Electronic Payment Financing product, iMerchant Advance provides opportunity
capital to the Health-care sector. Instead of submitting and financing against individual invoices,
iMerchant Advance evaluates the last 6 months of your electronic payment receipt volume and finances
against the business’ next 6 months of projected electronic payment activity. Repayment [........]
Restaurant Business Financing
iMerchant Advance can help with the capital you need for your restaurant in under 10 days!
Get a Restaurant Cash Advance today against your future credit card transactions.
Our Restaurant financing program alternative is the easiest and quickest way for your restaurant
to obtain financing. Merchant Capital Express Cash [........]
Processor Powered Payment Plan
Get the money you need today and make automatic loan payments through your card processor. Each day you batch or download your credit and debit card terminal, your processor forwards the fixed percentage we have agreed upon to iMerchant Advance. It’s that easy.
Many businesses told us that they didn’t want to be locked into a fixed, daily payment amount. Sounded logical, so, with the Processor Powered Payment Plan, iMerchant Advance allows daily loan payment amounts to ebb and flow with your card sales.*
Weekday Fixed Payment Plan
With iMerchant Advance you not only get cash fast, you also can choose to make fixed payments each weekday, automatically withdrawn from your bank account until the loan is repaid. You know exactly how much you will pay each weekday without having to write one big check at the end of the month so it’s simple, dependable, and manageable
• Have you accepted Credit Card transactions for at least 4 months?
• Is your monthly credit card volume at least $5000?
• Are all prior bankruptcies resolved for at least one year?
We know how important cash flow is to your business, when you need capital to run your business quickly we pull out all the stops. We purchase a set dollar amount of your future Credit Card sales at a discount; in exchange we pay you cash today. Then, through an automated process, we seamlessly collect the agreed upon amount by taking a small percentage from each Credit Card transaction. We support the success of your business – we only get paid when you get paid.
Apply now to unlock your business’s real potential.
The problem with banks is that oftentimes, banks or traditional financial institutions can be one dimensional in their product offerings, but with iMerchant Advance you will find a family of financial solutions structured around your individual business needs. iMerchant Advance prides itself on its flexibility to meet your financing needs. Our goal is to get working capital in the hands of businesses quickly and efficiently. Our financing program has become an important alternative to traditional bank lending as a source for short term funds.
Learn what thousands of other retailers already know; iMerchant Advance is a premier provider of merchant cash advances nationwide. Complete the attached form and today you can have your approval!
The illustration shows a business receiving a $20,000 loan and iMerchant Advance retrieving $25,000 for full payment of the obligation in 12 months.
With the Weekday Fixed payment Plan, the business makes fixed payments each weekday, automatically withdrawn from their bank account until the loan is repaid.
With the processor Powered payment plan when the business batches or downloads their card terminal, their processor forwards the fixed percentage agredd upon to iMerchant Advance.
*Dollar amounts and percentages are for illustration purposes only. Actual dollar amounts and percentages vary by contract.
**Example assumes 30 batches per month. Actual experience may vary.
Need Additional Payment Options?
Even the best run businesses occasionally experience slower sales periods when cash gets tight. Part of the new logic is to know how small businesses function. So, what happens if the amount you send to iMerchant Advance falls short of the total monthly payment due in a given month? iMerchant Advance offers options there, too.
If iMerchant Advance receives at least 80% of the scheduled payments you can either take no action – or you can make a “Catch-Up” Payment for the shortfall. In either case, iMerchant Advance continues receiving the processor payments or deducting the weekday payment amount from your bank account until the loan is paid in full*.
Makes sense for your business, makes sense to us – it’s a new way of thinking about small business credit – it’s IMerchnat Advance: Small Business Big Ideas
