
Small Businesses Big Ideas
Every small business needs financing at some time, but does your bank look at the big picture when they evaluate your application, not just your financials? Does making one big monthly lump sum payment regardless of your sales cycle, work with your cash flow?
At iMerchant Advance your small business loan approval decision will be primarily based on the history and performance of your business. Whether your owner has fantastic or damaged personal credit – it’s your business that’s getting the loan and your business history that should be more important in the approval process.
In addition to business-focused underwriting, your small business loan application is evaluated in hours, rather than weeks, and your business is given choices about repayment methods and terms. This all may seem logical to you, but its news to the traditional lender.
As you would expect, your iMerchant Advance Non- Traditional Loan has a pre-determined maturity date and set monthly repayment amounts established to reach that date. How you choose to handle each monthly obligation is another place where you’ll see the iMerchant Advance difference…a difference that can be summed-up in one word: Options.

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